The Recession Of The United States Economy - 1014 Words

As the U.S. economy continues its struggle to climb out of a deep recession, personal loans remain very difficult to secure. Having shouldered much of the blame for the financial hardships that have befallen consumers across the nation, many banks now require potential borrowers to meet strict criteria for an approval. With the financial institutions being more selective about who they assist, Detroit locals like Ashley Wright are learning that consumers with excellent credit and decent paying jobs are the most likely to make the cut. Getting an approval was definitely a journey, said Wright, who was in search of a personal loan to help out with school and living expenses. Wright found that a private bank was the best place to turn for†¦show more content†¦I also tell them to make sure they start with a card that has a zero balance and to make sure they always pay it off in full every month, he said. This will have a dramatic effect on anyone s score. Lenders closely obse rve a number of factors when considering an applicant for a personal loan. Factors that heavily influence their decision are the prospective borrower s assets and liabilities, a percentage known in the financial world as debt ratio. Debt ratio is calculated by adding up all of your debt and dividing it by the amount of your assets, McCarthy explained. Understanding this calculation can hopefully make someone aware of how they can lower their debt ratio. The best way is to simply pay down the debt you ve currently accumulated. When applying for a personal loan, borrowers often base their hope for approval on things like credit history and collateral. However, as McCarthy mentions, the size of the applicant s down payment has a definite impact on the lender s decision. I advise my students to save as much as possible (when) preparing for applying for their loan, he noted. Having a significant down payment is a big deal in the eyes of the lender. It shows you are willing to risk you r hard-earned money on the purpose of your loan. It significantly increases your chances of getting approved. I alwaysShow MoreRelatedThe Recession Of The United States Economy Essay990 Words   |  4 Pagespressures. Prices were observed to increase slightly. Although the current statistics are insightful, I will explain my view of the longer term trends in the U.S. economy through three primary lenses: GDP growth, unemployment, and inflation. The first area I will examine is GDP growth. Since the Great Recession, the U.S. Economy has been marked by stagnant growth. On average, from 2010 to 2016, the U.S. GDP grew at 2.01%, which is 1.74% less than during previous post-recessionary expansionsRead MoreThe United States Economy Experienced A Recession Essay1747 Words   |  7 PagesIntroduction The United States economy experienced a recession starting in December 2007 and ending in June 2009 as reported by the National Bureau of Economic Research. The employment market was directly impacted as evidenced by the growth in unemployment rate. Employers reduced staffing to cut costs and protect profit margins. In doing so, employers combined approximately 2-3 worker’s positions into one, shifting the required skills and values into one all-encompassing position. The skills andRead MoreThe United States Economy Experienced A Recession Essay2089 Words   |  9 PagesThe United States economy experienced a recession starting in December 2007 and ending in June 2009 as reported by the National Bureau of Economic Research. (http://www.bls.gov/spotlight/2012/recession/pdf/recession_bls_spotlight.pdf) The employment market was directly impacted as evidenced by the growth in unemployment rate. Employers reduced staffing to cut costs and protect profit margins. In doing so, employers combined approximately 2-3 worker’s positions into one shifting the required skillsRead MoreThe United States Economy: Recession Policy Recommendations651 Words   |  3 PagesThe United States economy: Recession policy recommendations According to classical Keynesian theory, the best way to deal with a recession is for the government to spend at a deficit to stimulate demand. Waiting for the business cycle to rectify itself, at least during a very severe economic downturn, shows little understanding of real world economic and psychological wisdom. When people are worried about losing their jobs, they spend less and hide money under the mattress. They do not buy consumerRead MoreIs The United States Economy Doing Well Since The Great Recession? Essay962 Words   |  4 Pagesthe United States economy doing well since the Great Recession? It is, according to economic data. I base my argument on the answers to three states concerning the health of the macroeconomy. The first goal is that of full employment. Full employment is a state in the economy where virtually all who are willing and able to work are employed. The second goal focuses on economic growth, or the growth of our GDP. This is the value of all finished goods and services produced in the United States in aRead MoreThe World s Economy Was Devastated1732 Words   |  7 Pagesthe western world’s economy was devastated. With the crash of the United States Wall Street, the realm drove into what is now known as the â€Å"Great Recession†. Its neighbour to the north, Canada also felt these affects as unemployment and poverty grew. After a decade of despair, the massive rise in government spending for the Second World War and the reductions in taxes, the economies returned to prosper. With decades of industrialization, population growth and surging economies, the Western WorldRead MoreThe United States Economy And The Economy1484 Words   |  6 PagesEvery country has an economy that shows the give and go of wealth and resources between producers and consumers. Some economies are better than others; here in the United States we have been stuck in a recession, meaning our economy is declining. Even though the United Stat es economy has been in a recession for the past 8 years, its still, if not the best compared to other countries. The United States has a mixed economy made of individual producers and consumers, this economy allows the consumersRead MoreThe contemporary Great Recession and the global financial crisis1032 Words   |  5 PagesSince the advent of the subprime crisis in 2007 that it is commonly believed to have led to the Great recession and to the present global financial crisis, these issues have been subject to much research. In fact, no one can claim that the Great Recession and the global financial crisis have been under-researched. In fact, the new world recession has been analysed from different angles and perspectives. Historians, economists, financial experts, psychologists, anthropologists and other experts inRead MoreThe After World War II1671 Words   |  7 PagesGreat Depression. The United States’ real estate market collapsing and â€Å"large amounts of mortgage -backed securities and derivatives†¦[losing] significant value† (Investopedia, LLC.) caused this Great Recession. Three wealthy countries, Japan, Germany and the United States, each experienced a distinct reaction to the economic obstacles that arose during the 2000s and continued into the 2010s, thus the three countries responded in varying ways. Although Japan was once a booming economy, it did not necessarilyRead MoreEssay about 1980 s Double Dip Recession1407 Words   |  6 PagesDouble Dip Recession Overview I. Introduction The 1980-1982 Double Dip recession brings up the curiosity of how the stagflation of the seventy’s affected the early eighty’s in which it caused the Fed and the USA congress to be switching back and forth from stimulus and restraints causing us to fall to our first recession. Then not till later we will see that Paul Voucher Chairman of the Board of Governors use heavy monetary restraints to control the inflation and ending the first recession only to

Types Of Learning Disabilities And The Placement Options

POSSIBLE INTRO â€Å"We have a responsibility to ensure that every individual receive a high-quality education, from prekindergarten to elementary and secondary, to special education to technical and higher education and beyond,† said Jim Jeffords, US Senator of Vermont (brainyquote.com). There is more than one way for a child to receive and education. Some students have to have special assistance, others just need friends and a push in the right direction. Where the child is placed depends on the child’s attitude and ability to learn in the specific environment. This paper discusses the different types of learning disabilities and the placement options in a public schools. BODY Before a child is ever considered for special education they are evaluated by a teacher, principal, and/or a healthcare professional. After the child has been evaluated they make a recommendation for the parents to consider. If the parent decides special education is the best idea, the school’s administration will get with the parent and create an Individualised Education Plan, or IEP. An IEP includes the current performance of the child, the goals for that year, how the school is going to support the child, any modifications needs to the curriculum, accommodations needed for state testing, and a calendar to track how the child in progressing (Stanberry). The goals of the IEP must be specific, realistic, and measurable. They have to be a goal the child can meet by the end of the year, but still requireShow MoreRelatedPlacement Options For Students With Disabilities1065 Words   |  5 PagesPlacement Options Matthew Trotti Grand Canyon University: SPD 510 September 8, 2015 Placement Options It is stated that â€Å"a student’s classroom placement is determined by the student’s individualized education program (IEP) team and based on the least restrictive environment† (Jones, J. L., Hensley, L. R, 2012). There are a few different placement options for students with disabilities that any one school can consider. In considering the best possible placement option for each student thereRead MoreAdvantages Of Gifted Students938 Words   |  4 Pagespossessing higher levels of intelligence than their peers, are disadvantaged in the sense that they frequently do not, or are not given the opportunity, to reach their full potential (Cited in Page, 2010) (Farmer, 1993)). Gifted children have special learning needs, which if not met, can lead to frustration, a loss of self-esteem, boredom, laziness and underachievement (Crocker, 2004; after Knight Becker (2000)). If the gifted child is not recognized, he or she quickly becomes bored and disinterestedRead Mo reStudent Is The Best Way For Them Essay1471 Words   |  6 Pagesan education. It is what shapes us, allows us to grow. As future and current educators or parents, understanding the perspective of persons with disabilities in the classroom is important. Being confident in your own abilities and not being afraid to use the resources available to you. As a teacher with a hand in the education of students with disabilities, it is my responsibility to enable my students to learn in the best way for them. Every student should feel welcome in the classroom and that theyRead MoreDaniel Rr V. State Board Of Education856 Words   |  4 PagesDaniel RR v. State Board of Education The third case, Daniel RR v. State Board of Education, was documented in United States Court of Appeals, Fifth Circuit in June 12, 1989. This case discussed whether a child with disability is given a right to receive mainstream education. Daniel RR was a six years old boy with down syndrome. He was enrolled in El Paso Independent School District. In the 1985 to 1986 school year, Daniel had attended a half-day early childhood program for special education studentsRead More Inclusion Essay1621 Words   |  7 PagesFor the purpose of this paper I will be using the term inclusion. I interpret this to mean: quot;meeting the needs of the student with disabilities through regular education classes, with the assistance of special education.quot; (Dover, section 1) Included in the definition of inclusion, it is important to note that there are a continuum of placement options for the child. I found the main difference between mainstreaming and inclusion to be the approach taken towards each one. MainstreamingRead MoreThe Individuals With Disabilities Education Act786 Words   |  4 PagesIndividuals with Disabilities Education Act is an act introduced by Senator Tom Harkin (D-IA) on October 31, 1989. IDEA was signed into law almost a year later by President George H.W. Bush. The Purpose of the Individuals with Disabilities Education Act is to give students with disabilities the rights and educational opportunities as children without disabilities. IDEA is separated into four parts: A. General Provisions B. Assistance for education of all children with disabilities C. Infants andRead MoreSocial, Sociology, And Sociology857 Words   |  4 Pagesobtain to gain admission. What are my study options? Social work degree programmes mix vocational training with academic learning, and the majority of courses will be three years in length. Some universities ask students to complete placement days, where they have to complete a certain number as part as their assessment. Most individuals will be taught in a classroom environment, which can then be applied to real-life situations, either through placements or employment. Most degrees offer candidatesRead MoreThe Values Of Teaching, Education And The Importance Of Education950 Words   |  4 Pagesthat enhances the subject content and teaching skills. Teachers are responsible for the academic success of the learner and providing the learner with a positive and safe learning environment. They should respect their students and truly believe they will succeed regardless of their culture, ethnicity, learning disability, native language, or academic skill level. A teacher’s belief and mindset should always be, â€Å"Yes they can and they will,† and model that attitude to her students. LearnersRead MoreMovers and Shakers Essay811 Words   |  4 Pagessame. Running head: Movers and Shakers 3 The Individuals with Disabilities Education Act, also known as (IDEA) was organized in 2004. This law enhanced education by giving handicap students a chance to learn. This act amended education for all handicapped children in 1975, the EAHCA amendments of 1983 and 1986, and the Individuals with Disabilities Education Act of 1990, 1992, and 1997. IDEA operates by 6 principles known as the following: due processRead MoreIs Scholarships Not Necessary Of A Positive Motivator?878 Words   |  4 Pagesallude wrong motivations and non-authentic beings. Furthermore, we discussed whether award or punishment necessary to motivate students learning? There was also the discussion about congregated schools vs. segregated schools and college vs. universities. According to the lecture, there was a research on how the school programs will influence students option to go to Universities. The reach shows that from segregated schools, students had low opportunities to go to university compared to integrated

System Engineering Capital Metro Case Study

Question: Discuss about the System Engineering for Capital Metro Case Study. Answer: Introduction The chosen project is the Capital Metro case study and the project details and design have been discussed in the previous report. Now, there are many aspects to the system design of any project (Martin 2014). These aspects are to be critically analyzed in order to enhance the overall system design of the project. Moreover, these aspects are responsible for the success or failure of the project and hence, they must be according to proper plans and design of the project is to be made accordingly. In this assignment, the Capital Metro case study project has been critically analyzed and discussed. System Test, Evaluation, Validation System Test The system tests of the project require a number of activities in order to ensure success of the designed system. The system testing procedures for the project are as follows. Survey After the capital metro construction is complete, a survey process is necessary in order to confirm that the tracks and other equipments like overhead wires, support pillars and others are safely laid and will not result in some mishaps. Running Test Before the service is opened to public, the light trains should be experimentally run on the route to ensure proper working of the whole system. Process Testing This phase of testing is to ensure the maintenance of quality of the whole light rail system (Chandler 2015). In this process, the management process of the whole route as well as detailed designs like railcar interiors, ticketing systems are to be checked for proper functioning and a good user experience. Electronic Equipments Checking The electronic equipments and softwares, especially the electronic ticketing system, must be tried and tested. Moreover, security measures must be taken to ensure the online ticket server is protected from cyber threats and attacks. Evaluation The assessment (evaluation) of the overall system ought to be made in light of various components of the system that play integral roles in the management of the entire system. This evaluation process incorporates the administration techniques, passenger satisfaction, commercial income and business feasibility (in terms of passengers and income from tickets) (Peter, Jeffrey and Garry 2013). This is chiefly in light of the fact that the project depends on public transportation system and henceforth, the commercial practicality of the project relies upon the average number of passengers using the services every day. The passenger count depends upon the busy sectors and popular areas that are within the reach of the light rail route. Moreover, a very reliable service must be provided to the daily commuters with a specific end goal to acquire and more passengers every day (Olesen and Lassen 2016). According to the arrangement of the organization, the light rail course is set to go throug h a number of very important business sectors of the city and some other popular tourist outlets. During the construction procedure, digging and blocking of the roads may result in massive traffic congestion. Hence, this process must be executed in such a way that cause least inconvenience to daily office rush passengers (Birdsall 2015). The assessment procedure can give an exact strategy to ascertain a few limitations that may be confronted in the later parts of the project. Validation The success of the testing process will affect the validation of the system. Moreover, validation of the system will also depend on whether the project was conducted by complying with some safety rules and guidelines (Ney and Gray 2014). If all the standards and guidelines are met, the testing process will be used to confirm the success of the system. Only after this, system validation will be conducted. Design Optimization According to the developed project plan for the Capital Metro Project, some basic critical analysis study can be conducted for the development of optimization plan as prepared by the project undertaking company. According to the undertaken project plan, the organization main developed the route through the busiest and most important sectors of the city that are visited by a huge number of office-goers and workers every day (Hensher 2016). Subsequently, the outline of the light rail must be with the end goal that it goes through the bustling business segments and additionally through the street intersections where there is an excessive amount of traffic congestions. Notwithstanding, the problem in this arrangement is that the organization will confront enormous issue amid the project execution stage. Usage of the light rail system will require burrowing and obstructing of the picked course (Ho et al. 2015). This stage will bring about great movement ruin and blockage and in addition s heer burden of the regular passengers. Subsequently, without reasonable arranging or giving option transitory courses to the day by day activity, the project will have genuine hindrance for execution. In another case, the configuration of the light rail undertaking ought to be with the end goal that the organization can give reliable services and proper management of the passengers amid surge hours in order to acquire more passengers every day. The fundamental issue is that the organization ought to outline the course in a manner that the trains prepares are kept running at regular intervals of five minutes amid surge hours. The course must be to such an extent that the trains can be effectively turned around at the end of the rail route. Another viewpoint for the optimization aspect of the project outline is support of the feasibility of economy of the project. Before executing the project, the potential business and economy of the organization ought to be analyzed and estimated (Miller 2014). For this, the aggregate number of every day passengers must be assessed and a reasonable ticket cost must be set. On the off chance that the assessed values are feasible economically for the organization, the project can be executed according to plans. At long last, one primary aspect to be considered for the streamlining of the design and plan of the project must be passenger convenience and an easy to use environment inside the rail cars. For this reason, aerating and cooling frameworks can be introduced inside the trains alongside a computerized display gadget that will demonstrate the present and next stops of the train. Every one of these elements will whole up to an incredible advancement in the project outline and will at last help the organization in picking up a colossal passenger base. Reliability and Maintainability Operations Reliability - The organization is ready to give to a great degree dependable service to the regular commuters keeping in mind the end goal to acquire and more passenger base. According to the project plan published by the organization, the course is set to go through a few occupied business divisions of the city and also other public transits like airport, ferry ghats, and so forth. Amid peak hours, there ought to be increased frequency of the light rail services keeping in mind the end goal to oblige more passengers and help them reach their work places in time (Down et al. 2014). In addition, the system ought to incorporate an extremely agreeable ordeal for the everyday passengers. Consistently, the quantity of light rail passengers will increase exponentially if the services are very reliable and the passengers are able to reach their destinations in time. Maintainability After ensuring reliable administration of the overall system, the organization ought to likewise manage every parts of the light rail system (administration as well as functional) to give maintainability to the entire light rail project. In addition, keeping administrations and management systems in place, the support of the administration group and the entire framework system i.e. upkeep of the trains, monetary records, electronic ticketing framework, transactions of money are vital (Miller 2014). If any of these elements is not looked after appropriately, it will result complete catastrophe and failure of the project. For the purpose of up to date maintenance of the system, the organization ought to utilize more experts and in addition maintenance workers for keeping up the aggregate light rail arrangement of the city. Maintainability additionally infers consenting to traffic and street rules and other functioning guidelines. Human Factors in Design Concepts The human factors that are related to the design concepts of this project are follows. Popularity The most essential human component for this light rail system is the ubiquity of the services. Any business venture is called as fruitful if its prevalence increments exponentially over time. One essential goal of this light rail undertaking is to pull in more passengers daily and to give a convenient experience to the commuters so that the ubiquity of the administrations gradually increments. This is additionally identified with the business aspect of the organization i.e. with expanding ubiquity, the quantity of every day travelers increments and subsequently, the income likewise increments by a huge amount (Hensher 2016). Once more, expanding in the prevalence inside the national scale will pull in vacationers from different nations who will then profit the light rail administrations when they visit the nation and use the light rail services. This advantages the light rail organization as well as the government of the nation as it acquires more global exposure. Passenger Revenue - The principle focus of any business configuration is to create most elevated measure of incomes (revenue) that will help in maintaining the business productively and additionally facilitate updating administrations later on. In this particular contextual investigation of light rail improvement venture, generation of sufficient income is the most imperative focus since the system cannot be proceeded every day without adequate amount of profits (Ney and Gray 2014). This revenue originates from the everyday passengers who need to purchase tickets of specific costs to benefit the administrations of the light rail and acquire the services. Once more, this income ought to be spent on overhauling the light rail administrations for expanding convenient experience of the passengers. System Management The most imperative human component that influences the system design is the accessibility of a successful management framework. In all parts of the project from the arranging and outline stage to operational stage, a compelling administration framework guarantees legitimate running of each phases of the project (Miller 2014). For moment, amid planning stage, an administration framework is expected to direct a study and break down undertaking attainability. Once more, after fulfillment of the venture, an appropriate administration group is expected to control the operations proficiently. This incorporates administration of the organization operations, giving administrations at rush hours and also keeping up user-friendly environment and ticket costs. Conclusion From the report, a basic idea has been generated in type of the critical analysis of some of the important project aspects that must be in proper place for proper management and administration of the overall system. The factors discussed in the report can give a general outline about the development of the light rail project that is in progress by taking after a particular framework outline. The developed plan has many issues even though there are more number of advantages. Henceforth, a basic examination has been led keeping in mind the end goal to break down every one of the important system management factors and the outcomes have been discussed in this report. Recommendations The recommendations that can be provided as a result of the critical analysis study are as follows. Proper system testing must be done in order to ensure that the overall project can be successfully executed after the construction is complete. The route of the light rail must be with the end goal that it goes through the bustling business segments and additionally through the street intersections where there is an excessive amount of traffic congestions. The configuration of the light rail undertaking ought to be with the end goal that the organization can give reliable services and proper management of the passengers amid surge hours in order to acquire more passengers every day. Before executing the project, the potential business and economy of the organization ought to be analyzed and estimated. The reliability and maintainability of the overall system must be ensured before the services are opened to the general public. References Birdsall, M., 2015. From Metro and Light Rail to Trains and Trams: Exploring Sydney, Australia's Expansive Public Transit Initiatives.Institute of Transportation Engineers. ITE Journal,85(11), p.31. Birdsall, M., 2015. From Rapid Transit and Light Rail to Trains and Trams: Exploring Sydney, Australia's Expansive Public Transit Initiatives: PART TWO: SYDNEY'S LIGHT RAIL EXPANSION.Institute of Transportation Engineers. ITE Journal,85(12), p.28. Burke, M., Currie, G. and Delbosc, A., 2014. Performance of Australian Light Rail and Comparison with US Trends.Transportation Research Record: Journal of the Transportation Research Board, (2419), pp.11-22. Chandler, B., 2015. Australia award for urban design presentations in Melbourne.Planning News,41(9), p.6. Currie, G. and Burke, M., 2013, October. Light rail in Australiaperformance and prospects. InAustralasian Transport Research Forum, Brisbane, Australia. Downs, C., Cassels, B. and Ericksen, J., 2014. Case study of rail design on Gold Coast Light Rail.CORE 2014: Rail Transport For A Vital Economy, p.76. Hensher, D., Mulley, C. and Rose, J., 2016. Preferences for BRT and light rail.Restructuring Public Transport Through Bus Rapid Transit: An International and Interdisciplinary Perspective, p.209. Hensher, D.A., 2016. Why is Light Rail Starting to Dominate Bus Rapid Transit Yet Again?.Transport Reviews,36(3), pp.289-292. Ho, C., Hensher, D.A. and Mulley, C., 2015. Identifying resident preferences for bus-based and rail-based investments as a complementary buy in perspective to inform project planning prioritisation.Journal of Transport Geography,46, pp.1-9. Martin, S., 2014. Moving beyond cost: Evaluating LRT and BRT options for Australian and New Zealand cities.CORE 2014: Rail Transport For A Vital Economy, p.178. Miller, N., 2014. The impact of a new light rail network upon walkability in a central business district. Mulley, C., Tsai, C.H.P. and Ma, L., 2015, September. Does residential property price benefit from light rail in Sydney?. InAustralasian Transport Research Forum (ATRF), 37th, 2015, Sydney, New South Wales, Australia. Mysydney.nsw.gov.au. (2012). Sydneys Light Rail Future: Expanding public transport, revitalising our city. [online] Available at: https://mysydney.nsw.gov.au/sites/default/files/user-files/uploads/light-rail-future-web.pdf [Accessed 20 Aug. 2016]. Ney, S.M. and Gray, D., 2014. Western Sydney Light Rail-connecting the people of Western Sydney to the future.CORE 2014: Rail Transport For A Vital Economy, p.111. Olesen, M. and Lassen, C., 2016. Rationalities and materialities of light rail scapes.Journal of Transport Geography. Peter, N., Jeffrey, K. and Garry, G., 2013. Peak car use and the rise of global rail: why this is happening and what it means for large and small cities.Journal of Transportation Technologies,2013.

Racism Essays (1262 words) - Social Inequality, Discrimination, Race

Racism Racism is defined by the Webster Dictionary as the assumption that the characteristics and abilities of an individual are determined by race and that one race is biologically superior to another. Confronted with a problem as complex as racism, we cannot afford to let ourselves be constrained by the boundaries of specific disciplines. Racism is alive and well. The reports of its demise are totally unfounded so that we come to the beginning of the twenty-first century, it remains as our society's major dilemma. There is a lot at stake when dealing with this issue, but that fact is that we cannot brush it aside or ignore it any longer because it is present in everything we do. Canada and the United States are one of the two biggest countries when it comes to ethnic diversities within its boundaries. Immigrants enter these countries by the thousands to better their chances of a good and stable life. The demographic statistics of these countries are rapidly rising. Immigrants are starting to take over and their presence is being felt more and more. Historically, both countries had their respective problems involving other races. When the British settlers first came to Canada, they were confronted with the Native Americans. Their goal was to claim land for England, but they also had to convert the aboriginal to the Catholic religion. So against their will, the Native Americans were taught to worship a new God. The Whites were taking advantage of these primitive tribes living in and around the country. They played with their minds, giving them hard liquor, disguised as the Drink of Life. So the aboriginals were overwhelmed, and could not stop the invasion. They were defeated, forced to live in small territories, and some were turned into slaves. Americans were as bad, if not worst, toward racial groups. The most significant of the acts committed is the segregation of African American during the late eighteen hundreds until the mid-nineteen hundreds. Black people were brought from Africa and were auctioned to the highest bidder to work in the cotton fields. Their working conditions were atrocious and a lot of them died of hunger or sickness. It's not until the Civil War that the legal status of African Americans started to change. Even then, the Supreme Court of the United States struck down federal statutes designed to enforce the amendments. The absence of an adequate federal law permitted discrimination against black Americans in employment and housing, public accommodations, the judicial system, and voting opportunities. In the two historic events, the possible reason for the actions done toward the racial minorities might be the fear the have towards them. We did not understand why they were different from us, so we categorised them and immediately judged them as the inferior race. Even though the history of both nations was different, their actions against racial minorities were similar to one another. Throughout the years, it seems that Canadians and Americans have excepted their immigrant counterparts. In both Canada and the United States, a range of indicators of racial attitudes shows certain positive trends. In the United States, the National Academy of Sciences report, A Common Destiny: Blacks and American Society, gleaned data from dozen of national opinion polls conducted between 1942 and 1983. These polls show growing and now virtually universal verbal commitment to the principle of racial equality. The disparities between the Whites and the Blacks have declined significantly. In Canada, race is less conspicuous. Without doubt the climate in Canada too has improved since the Second World War, when racially exclusionary immigration policies were still in effect. For its study, The Economic and Social Impact of Immigration, the Economic Council of Canada assembled data from existing surveys of intolerance. The council reported a positive trend among anglophones on an index of tolerance. A survey conducted in 1990 by Decima Research Ltd. permits a comparison of the two countries. The Canadians in the survey were, overall, slightly less overtly racist than the Americans: 90 percent of Canadians and 86 percent of Americans agreed that all races are created equal (Maclean's, 1990). This difference is insubstantial. Large minorities in both countries deny overt racism. Canadians favour immigrations more than Americans do, despite the fact